At Paul Hanson Partners International, we recognize that privacy is important. This policy applies to all of the services
we offer, as well as those offered by our subsidiaries or affiliated companies, if any. If you have any questions about
this policy, please contact us through our website, www.phpint.com
Information We Collect and How We Use It
In order to provide our full range of services, we may collect the following types of information:
Information you provide
When you engage us to provide insurance services, we will ask you for personal information
(such as your name and email address). If you decide to request an insurance quote through Paul Hanson Partners
Specialty Insurance Solutions, another third party insurance broker or insurance carrier affiliate, we will also
request certain personal information (such as your Social Security number or birth date and account information,
information about your driving record, and other loss prevention information relevant to obtaining an insurance
quote and relevant to the underwriting process), which we maintain in encrypted form on secure servers. We may get
this information from you directly, or from other sites where you have provided such relevant information but
only with your express written consent. We provide this information to insurance companies and insurance
underwriters to obtain insurance quotes and insurance policies on your behalf. If you are employed by someone
else, any information we obtain from you may be made available to your employer as well if they request it.
Likewise your employer may provide relevant information about its need for insurance, including information
about you which we will use in the insurance underwriting process with your consent. We may combine the
information submitted under various forms and services in order to provide customers with a better
experience and to improve the quality of our services. For certain services, we may give customers the
opportunity to opt out of combining such information.
When you visit our website, we send one or more cookies (a small file containing a string of characters) to your computer
and tracking user trends. Most browsers are initially set up to accept cookies, but you can reset your browser to refuse
all cookies or to indicate when a cookie is being sent.
When you send email or other communication to us, we may retain those communications in order to process your inquiries,
respond to your requests, and improve our services.
websites that are displayed in other browser windows opened by links from within our various services. These other sites
may place their own cookies or other files on your computer, collect data, or solicit personal information from you.
Choices for Personal Information
When you sign up for a particular service that requires registration, we ask you to provide personal information. If we
use this information in a manner different than the purpose for which it was collected, then we will ask for your consent
prior to such use. If we propose to use personal information for any purposes other than those described in this Policy
and/or in the specific service notices, you may “opt-out” – or say no to – having your information shared by calling
844-354-7285 or contacting us through our contact page. We will not collect or use sensitive information for purposes
other than those described in this Policy and/or in the specific service notices, unless we have obtained your prior
consent. If you do choose to decline to submit personal information to any of our services, there may be some instances
in which we may not be able to provide those services to you.
Paul Hanson Partners International only shares personal information with other companies or individuals outside of
Paul Hanson Partners International in the following limited circumstances:
- We have your consent. We require opt-in consent for the sharing of any sensitive personal information.
- We have a Good Faith Belief that access, use, preservation, or disclosure of such information is reasonably
necessary to (a) satisfy any applicable law, regulation, legal process or enforceable governmental request,
(b) enforce applicable Terms of Service, including investigation of potential violations thereof,
(c) detect, prevent, or otherwise address fraud, security or technical issues, or
(d) protect against imminent harm to the rights, property or safety of Paul Hanson Partners International, its users,
or the public as required or permitted by law.
If Paul Hanson Partners International becomes involved in a merger, acquisition, or any form of sale of some or all
of its assets, we will provide notice before personal information is transferred and becomes subject to a different
who searched for a particular term, for example. Such information does not identify you.
We take appropriate security measures to protect against unauthorized access to or unauthorized alteration, disclosure,
or destruction of data. These include internal reviews of our data collection, storage, and processing practices and
security measures, as well as physical security measures to guard against unauthorized access to systems where we store
personal data. We restrict access to personal information to our employees, contractors, and agents who need to know that
information in order to operate, develop, or improve our services. These individuals are bound by confidentiality
obligations and may be subject to discipline, including termination and criminal prosecution if they fail to meet these
We process personal information only for the purposes for which it was collected and in accordance with this Policy or
any applicable service-specific privacy notice. We review our data collection, storage, and processing practices to
ensure that we only collect, store, and process the personal information needed to provide or improve our services. We
take reasonable steps to ensure that the personal information we process is accurate, complete, and current, but we
depend on our users to update or correct their personal information whenever necessary.
about this Policy, please feel free to contact us through our website's contact page.
may and may not use the information provided on our website, and our intent in providing such information to you.
Essentially, these terms are intended to help maximize the information provided on our website for your benefit. By
accessing any areas of www.phpint.com, you agree to be bound by the terms set forth below. If you disagree with these
terms, please do not use this website.
The personal data and sensitive personal data that you provide to Paul Hanson Partners International (“PHPI”) a US
domiciled corporation under this Agreement, or which you authorize third parties to provide, will be used within PHPI
for verification of insurance coverage or to procure/maintain insurance on your behalf. Such data may also be used for
statistical analysis and the detection and prevention of fraud. We may share your data with trusted third parties who
process data or conduct audits on our behalf. We may also share your data with other parties (including insurers) to
verify your coverage, and with state governmental bodies as required by law. By signing this document you confirm that
you give explicit consent to your data, including all personal data and sensitive personal data, being held, used and
processed for the purposes described above.
Our Intellectual Property is for Your Noncommercial Use
Our intellectual property is provided for your information, so we want you to feel free to access our website, download,
save, and/or print any information you need. However, just as you protect your property from theft and inappropriate use,
we need to protect our intellectual property from similar harm. All of the materials on this website, including the
organization and layout of this website and all graphics and logos, are owned and copyrighted by Paul Hanson Partners
International. You may access, download, and print materials from this website for your personal noncommercial use, but
understand that by doing so you do not obtain any rights, interest, or title to the materials you read, print, or
download. You cannot copy, modify, distribute, transmit, display, perform, reproduce, publish, license, create derivative
works from, link to, or frame in another website or use on any other website, or transfer or sell any information obtained
from this website without written permission from Paul Hanson Partners International. Note that all information on our
website is designed and intended for “human consumption” and not machine interpretation. Accordingly, data extractions
techniques such as web or screen scraping are strictly prohibited.
No Unlawful or Prohibited Use
Our intellectual property is provided for your information, so we want you to feel free to access our website,
download, save, and/or print any information you need. However, just as you protect your property from theft
and inappropriate use, we need to protect our intellectual property from similar harm. All of the materials on this
website, including the organization and layout of this website and all graphics and logos, are owned and copyrighted
by Paul Hanson Partners International Specialty Insurance Solutions. You may access, download, and print materials from this
website for your personal noncommercial use, but understand that by doing so you do not obtain any rights,
interest, or title to the materials you read, print, or download. You cannot copy, modify, distribute,
transmit, display, perform, reproduce, publish, license, create derivative works from, link to, or frame
in another website or use on any other website, or transfer or sell any information obtained from this website
without written permission from Paul Hanson Partners International Specialty Insurance Solutions. Note that all information
on our website is designed and intended for “human consumption” and not machine interpretation. Accordingly,
data extractions techniques such as web or screen scraping are strictly prohibited.
No Unlawful or Prohibited Use
By using this website, you warrant to Paul Hanson Partners International that you will not use this website or any of its
contents for any unlawful use, or any use that is otherwise prohibited pursuant to these terms. Any violation of this
provision will result in prompt revocation of our permission granted to you to use this website.
Links to Third-Party Sites
We may, solely for your convenience and additional information, include hyperlinks to sites operated and controlled by
other parties unrelated to us or any of our affiliates. We do not endorse such sites, nor do we guarantee that the
information contained within them is accurate and/or complete. If you elect to link to any third-party sites, you do so
website. We do not control whatsoever the handling of your information by third parties once you leave our website, and
are not responsible for the handling and use of any personal information you provide to third-party sites. Accordingly,
Testimonials on this website are a representation of "typical" customer experiences. Individual experiences, satisfaction,
and cost savings often differ from our typical customer. Customer names and towns may have been changed to honor their
We reserve the right to change these terms at any time, without notice to you. All changes are effective immediately upon
being posted on our website, and you are deemed to have accepted such changes by virtue of your use of this website.
Therefore, we advise you to review these terms on each occasion you access our website.
ALL INFORMATION, SERVICES, PRODUCTS, OR OTHER MATERIAL ON THIS WEBSITE ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND.
IN NO EVENT SHALL PAUL HANSON PARTNERS SPECIALTY INSURANCE SOLUTIONS, ITS AFFILIATES, SUPPLIERS, AND/OR ITS AGENTS BE
LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH
THE USE OF THIS WEBSITE OR WITH THE DELAY OR INABILITY TO USE THIS WEBSITE, OR FOR ANY INFORMATION, PRODUCTS, MATERIALS,
AND/OR SERVICES OBTAINED THROUGH THIS WEBSITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS WEBSITE, WHETHER BASED ON
CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE, EVEN IF PAUL HANSON PARTNERS SPECIALTY INSURANCE SOLUTIONS, ITS AFFILIATES
, SUPPLIERS, OR ANY OF ITS AGENTS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT
ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY